Auto Insurance Discounts Can Add Up to Big Savings
Everyone loves a discount,
which is why we’re providing information on all kinds of discounts and bonuses
to help save you money on auto insurance. The summary below is a basic rundown
of what to look for. Depending on the kind of car you drive, the state
you live in, and the kind
of policy youcarry,
you could be eligible for one or more of these benefits.
Discounts For Safe
Drivers
If you've been safe on the road and accident-free for the past three
years, and you're also clear of any moving violations, you might qualify for an
auto insurance Discount. If you're a new
driver and received your license within the past three years, you, too, could
be eligible. Just make sure you meet the above qualifications from the date
your license was issued.
Defensive Driver Discount
If you're 55 or older, and you're the principal driver of your insured car, you
could save on your premiums by taking an approved defensive-driving class. (Not
available in every state as age and class requirements can vary from state to
state.)
Discounts For Safe Car
Passive Restraint Systems
If your car came equipped with airbags, or factory-installed motorized
seatbelts, you could receive a Passive Restraint Discount on your auto
insurance.
Anti-Lock Brakes
Alternately, if your car has factory-installed ABS (all-wheel, anti-lock braking
system), this discount can bring your premiums down.
Anti-Theft Devices
This discount applies in certain states, and can save you money if your car
came equipped with approved anti-theft devices.
Discounts For Drivers
With Multiple Policies
Multiple Policy Discount
If you have additional property insurance with the same insurance company, you
may qualify for a Multiple Policy Discount
to lower your auto insurance.
Discounts
For Students, Seniors, and More
Good Student
If you're 25 or younger, unmarried, and a full-time student who meets certain
GPA requirements, you could save on your auto insurance premiums with this
valuable discount. (In some states, the qualifying age is 21.)
Senior Adult
If you're 65 or older, and you drive more than a quarter of your car's total
mileage, this discount can reduce the cost of your Personal Injury Protection
(PIP) coverage. (Check with your insurance company, as this discount isn't
available in all states.)
55 and Retired
If you're 55 or older, and not employed full-time, this discount can help keep
your auto insurance costs down.
New Car
Depending on your state and the model-year of your vehicle, that brand new,
never-been-titled car you just bought might save you money.
Economy Car
If you already own an economy car, your savings might just keep coming.
Utility Vehicle
If you drive a specific type of pick-up truck, this discount could apply to
your auto insurance.
Resident Student
If you carry coverage for a student who's under 21 and lives at a school that's
more than 100 miles away, you could save valuable cash on your premiums.
